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In Ohio and throughout the country, bankruptcy is identified by its chapters, most commonly Chapter 7 and Chapter 13 for consumers, and Chapter 11 for businesses. In fact, the chapters of bankruptcy have become ingrained in our culture, with people saying a struggling business may need to “file Chapter 11”. If you are struggling to […]

Chapter 13 Many financial hardships manifest themselves in neglected bills, including income taxes, child support, monthly mortgage payments, among others. Chapter 13 Bankruptcy establishes payment plans so individuals from all walks of life retain financial control. In summary, Chapter 13 Bankruptcy halts foreclosures, delays repossession of one’s home, and keeps the IRS from making contact regarding unpaid […]

If you have been arrested for an OVI (operating a vehicle while intoxicated), you might not feel like you need a lawyer. After all, many people drink and drive and get away with it. However, you really need to consult a lawyer to help you win your case so that you can have the best […]

In addition to Chapter 13, Chris Wesner’s law practice addresses Chapter 7 Bankruptcy. While Chapter 13 receives recognition as a process of reorganization, Chapter 7 Bankruptcy differs in that it is a process of liquidation. Chapter 7 is USUALLY the preferred chapter of bankruptcy when someone wants to completely eliminate all of their debts.  Repayment […]

There are many ways to defend a client against OVI (operating a vehicle while intoxicated). In other states, this is simply known as DUI. When we look at a case, there are ways to argue that the law enforcement agency’s representatives did not follow the proper procedures before arresting you for OVI. Some possibilities are […]

Settle Debt and Regain Financial Freedom with an Attorney Facing debt head on with no concrete plan to pay it back is stressful and discouraging for most individuals. Unfortunately, many people have been in this position longer than necessary because they attempted to deal with their creditors on their own. However, hiring an attorney is […]

Government-backed student loan debt almost always survives a bankruptcy discharge.  Unless you are severely, permanently disabled and unable to work, your loans will likely still be there long after the court grants your discharge.  So, is there any benefit to filing for bankruptcy if your school loans are overwhelming?  A Chapter 13 Plan Dayton, Ohio […]

Our Troy, Ohio bankruptcy attorney, with offices in Troy, Springfield, Xenia, Piqua, and Beaver Creek, helps clients who are in default on their student loans. We will try to help you find an affordable positive solution to all your financial problems. The United States Department of Education (DOE) offers four income-based repayment plans for resolution of student […]

“Bankruptcy”. Bankruptcy is not a word that inspires confidence, hope, or assurance. Unfortunately it has become somewhat of a dirty word in our culture and society. Terms like “morally bankrupt” are tossed around as pejoratives, implying that anything involving bankruptcy demonstrates a personal failing. Nothing could be further from the truth. As experienced bankruptcy lawyers serving […]