May 2018

Some people worry that filing for bankruptcy means that they will lose everything that they own, including their homes. In Ohio, certain types of property are exempt from inclusion in the bankruptcy estate. Among those exemptions is the state’s homestead exemption, which allows debtors to exclude up to $132,900 of their principal residence’s equity. What […]

Has an unknown company informed you that they now own your credit account and are demanding payment? Once a bank or credit company has unsuccessfully attempted to collect a debt, many will sell the account to a debt buyer. This new company is not a debt collection agency, but actually owns your account outright. The debt buyer can now use […]