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While owing debt is generally stressful, one of the most unpleasant experiences associated with it is having to deal with telephone calls and letters from creditors and collection agencies. Before we get into the discussion of how filing for bankruptcy can help, you should know that there are some limits to how debt collectors may […]

Garnishing the wages of someone struggling financially seems like adding salt to a wound. It’s painful. Not only are you dealing with mounting debt, but now your monthly income is being reduced. However, it’s legal for a creditor to obtain a court judgement approving wage garnishment, resulting in less money in your pocket, tarnishing your […]

What is the next step after deciding you are done with debt collectors and ready to file bankruptcy? It is time to pick a Piqua, Ohio bankruptcy attorney. While we can agree there is no shortage, advertisements for lawyers are everywhere, how do you pick one? It is awkward and uncomfortable to ask friends and family for a referral. […]

It is not unheard of for the owner of a small business to file personal bankruptcy, but they are often concerned about the impact. Bankruptcy is a scary and emotional time. However, things can become extremely stressful at the thought of losing your business. Therefore, this article answers the question, “Can a personal bankruptcy affect your business?” […]

Bankruptcy is a scary word, indeed. When faced with overwhelming debt and considering bankruptcy, it is crucial to consult with an experienced and knowledgeable Piqua, Ohio bankruptcy attorney who can explain everything associated with filing bankruptcy: from the types (Chapter 7 versus Chapter 13) to determining eligibility to what to expect from the process itself. For most […]

When most people hear “Chapter 7 bankruptcy” they assume it is a way to rid oneself of debt. While this is mostly true, there are some debts which are not dischargeable in Chapter 7 bankruptcy. Consulting with an experienced and knowledgeable Troy, Ohio bankruptcy attorney provides the debtor a greater likelihood for a successful outcome. According to […]