Back in 2009 and 2010, a lot of people were facing the prospect of losing their homes – many of them wrongly. Some were military members who were evicted without the court order that’s required by law. Some applied for a modification to their mortgage and were foreclosed on due to mistakes that were made […]
According to data that was recently released by the Ohio Supreme Court, foreclosures in the Buckeye State continue to be a problem. Last year, 70,469 homes were foreclosed on, and this number is about four times higher than it was just two decades ago. The number of foreclosures in 2012 was only slightly lower than […]
Dayton is home to Wright-Patterson Air Force Base, a sprawling installation that has more than 27,000 military and civilian workers. Many of these workers are required to maintain a security clearance in order to retain their jobs. With budget cuts looming, many Wright Patterson employees who are already struggling could be faced with an excruciating […]
Bankruptcy will get rid of medical debt, credit card debt, and debt on repossessed vehicles Bankruptcy is a POWERFUL tool that gives people in financial trouble breathing room so that they may get their fiscal affairs in order. Once a bankruptcy is filed, that person or persons (if married) are not allowed to be contacted […]
If you currently live in Ohio you understand the current foreclosure situation. Because of a lackluster economy, rising prices, and poor job market, it has been difficult for homeowners to meet their mortgage payments. The following data explains both the foreclosure situation in Ohio and how it relates to the rest of the country. Increase […]
The foreclosure process is often an emotional and confusing time for families. Unfortunately, for many homeowners the hardships do not end when the foreclosure is over. In the economic recession our nation has experienced over the last few years, many homeowners have mistakenly thought they could just walk away from a home and start over. […]
Realty Trac reported that during February of 2013, one Ohio household in every 485 received a foreclosure notification. If you are one of those households there is little doubt that you are frustrated and confused. Fortunately, there may be options available to you including negotiating with your lender, loan modifications or filing bankruptcy. Why people […]
Your bankruptcy attorney protects your rights during the bankruptcy process. It is important to remember that while a few bankruptcy filings are simple affairs there are times when particularly aggressive creditors will attempt to attach intangible items that may have monetary value. An extreme example of this may be seen in the case of the […]
For most people who file for bankruptcy, whether it be a Chapter 7 bankruptcy case or a Chapter 13 bankruptcy case, the only time you will be required to attend a legal proceeding will be at the Meeting of Creditors (sometimes you will hear attorneys refer to this meeting as the 341 hearing, this is […]
If you are considering bankruptcy this video will give you basic information about the bankruptcy process, the relief that it offers, and how to find the legal help you need. Thank you for watching this video on bankruptcy basics. This video will explain what bankruptcy is and what happens in a bankruptcy case. This information […]