Realty Trac reported that during February of 2013, one Ohio household in every 485 received a foreclosure notification. If you are one of those households there is little doubt that you are frustrated and confused. Fortunately, there may be options available to you including negotiating with your lender, loan modifications or filing bankruptcy. Why people […]
Your bankruptcy attorney protects your rights during the bankruptcy process. It is important to remember that while a few bankruptcy filings are simple affairs there are times when particularly aggressive creditors will attempt to attach intangible items that may have monetary value. An extreme example of this may be seen in the case of the […]
For most people who file for bankruptcy, whether it be a Chapter 7 bankruptcy case or a Chapter 13 bankruptcy case, the only time you will be required to attend a legal proceeding will be at the Meeting of Creditors (sometimes you will hear attorneys refer to this meeting as the 341 hearing, this is […]
If you are considering bankruptcy this video will give you basic information about the bankruptcy process, the relief that it offers, and how to find the legal help you need. Thank you for watching this video on bankruptcy basics. This video will explain what bankruptcy is and what happens in a bankruptcy case. This information […]
Here is a brief outline of a recent presentation that I gave to the American Bankruptcy Law Forum: When Can Student Loans Be Discharged in Bankruptcy The Special Restriction on Dischargeability Applies to Most Student Loans Chapter 7 eliminates most of a debtor’s unsecured debts with certain statutory exceptions. 11 U.S.C. 523(a)(8) Unless excepting such […]
So, the question is “My home is in foreclosure and the bank has offered to do a deed in lieu,” but would a bankruptcy be better? The short answer is: Well, it depends. (as usual) The longer answer is: A deed in lieu of foreclosure is a real choice where the home mortgage is the […]
Short Answer: 10 years Longer Answer: While it is true that individuals that have filed a bankruptcy petition confront a difficult time for obtaining credit, at least in the first few months after bankruptcy. most of the time this time period is very short lived. One of the largest credit bureaus in the United States […]
Two Tipp City teens were charged with writing threatening letters at the Tipp City Middle School and the Tipp City High School. On February 21, 2013 Both a fourteen year old and fifteen year old were arraigned in Miami County Juvenile Court and were read the charges against them. Both entered pleas of denial, which […]
You should contact your attorney quickly so that he or she can get in contact with the trustee in your case. You may also be permitted to have a person with intimate knowledge of your situation appear on your behalf if you are truly unable to attend, and have executed a power of attorney for […]
IN THE COURT OF APPEALS FOR MONTGOMERY COUNTY, OHIO STATE OF OHIO : Plaintiff-Appellee : C.A. CASE NO. 23219 v. : T.C. NO. 2008 CR 3301 RASHONN L. ROBERTS : (Criminal appeal from Common Pleas Court) Defendant-Appellant O P I N I O N Rendered on the 29 th day of January , 2010. MELISSA […]