People who win the lottery are often excited, and overwhelmed, with the possibilities. Unfortunately, that can lead them to make poor choices with the money they were given. When that happens they can even end up bankrupt in a short period of time. It’s easy to wonder how someone who wins millions can ever end […]
If you live in Ohio and are concerned about driving violations and points on your license, you’re not alone. Fortunately, there are ways to get points taken off of your license so they don’t raise your insurance rates and cause you other problems. With the right help and information, you will have the opportunity to […]
If you are struggling to meet your monthly financial obligations, and barely earning enough to make it paycheck to paycheck, a wage garnishment can be more than an inconvenience. It can be absolutely devastating. Ohio law allows for wage garnishments. It also provides relief for some garnishments by way of bankruptcy. What is a Wage […]
Operating a vehicle impaired (OVI), driving under the influence (DUI), and driving while intoxicated (DWI) are all offenses relating to driving while under the influence of either alcohol or drugs. The state of Ohio does not use DUI or DWI acronyms. It now uses the OVI acronym in all cases of drug and alcohol impairment […]
No one wants to be the one to have to file for bankruptcy, but filings are actually fairly common. Last year 884,956 American households filed for bankruptcy. Yet, like many unpleasant and scary procedures, bankruptcy’s reputation is based on a few tidbits of truth combined with a lot of embellishment. Falsehoods about filing are rampant, […]
One of the challenges faced when filing bankruptcy is dealing with automobiles. This is even more challenging when a couple is filing joint bankruptcy and they owe money on one or more automobiles. Because it is important to understand just how to deal with cars, a Troy, Ohio Bankruptcy Attorney explains the various options. When […]
Troy, Ohio teen Pat McGail was found guilty on all four counts (charges of murder, aggravated robbery, and aggravated burglary, along with a firearm specification) this afternoon at 1:55p.m.
Troy, Ohio Bankruptcy Attorney Answers, “Can Filing for Bankruptcy Help Me Keep My Car?” Transportation is a integral part of everyone’s livelihood. Without it, you can’t get to work. Children can’t get to school. Your life is essentially hindered in numerous ways. However, many Americans are facing repossession of their vehicles because of unforeseen economic […]
Q: Do the laws enacted in 2005 affect what type of bankruptcy I can file? A: Yes. In order to be eligible receive a discharge in a Chapter 7 Bankruptcy your household income must be lower than the average income for that household size in Ohio, or you must “qualify” through the “means test.” The […]
An important piece of legislation that most average consumers seem woefully under-informed about is the FCRA, or Fair Credit Reporting Act. We believe it is important that all Ohio residents have at least a working understanding of this law. Without such an understanding, they are at risk for being taken advantage of by debt collectors. […]