Has an unknown company informed you that they now own your credit account and are demanding payment? Once a bank or credit company has unsuccessfully attempted to collect a debt, many will sell the account to a debt buyer. This new company is not a debt collection agency, but actually owns your account outright. The debt buyer can now use […]
Recently, a potential client reached out in distress. Just before Christmas, he lost his job and lucrative income, and wanted to know if he should immediately file for bankruptcy protection. It is not uncommon for a person, who has suffered a major financial setback, to look at bankruptcy as a solution. However, while you may feel it is […]
Bankruptcy in Springfield, Ohio can be a bit more demanding and strenuous than in other areas of the county because the state grants fewer exemptions. Regardless of this fact, Ohio’s bankruptcy rate is the eighth-highest in the United States. When filing, you have two options. A Chapter 7 (or Straight) Bankruptcy can absolve you of all […]
Sometimes a person’s finances get out of control and they soon find themselves in a position where they can no longer afford to pay their debts. Bad things happen to good people all the time. Considering bankruptcy as a means to get relief is a possible alternative. Having a Springfield, Ohio bankruptcy attorney on your side […]
When filing a Bankruptcy is Beneficial Unfortunately, it seems that as a last resort, more and more people are filing for personal bankruptcy. The figures have risen to over 1.5 million bankruptcy filings each year. It is no longer an unheard of option and the repercussions can be effectively managed. The two types of personal […]
A Springfield, Ohio Bankruptcy Attorney Can Help You Protect Your Credit For decades, bankruptcy has been available to consumers seeking debt-relief and the fresh start it represents. There have been significant changes, most recently The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, but bankruptcy is still the best option for many consumers seeking […]
In Ohio and throughout the country, bankruptcy is identified by its chapters, most commonly Chapter 7 and Chapter 13 for consumers, and Chapter 11 for businesses. In fact, the chapters of bankruptcy have become ingrained in our culture, with people saying a struggling business may need to “file Chapter 11”. If you are struggling to […]
Chapter 13 Many financial hardships manifest themselves in neglected bills, including income taxes, child support, monthly mortgage payments, among others. Chapter 13 Bankruptcy establishes payment plans so individuals from all walks of life retain financial control. In summary, Chapter 13 Bankruptcy halts foreclosures, delays repossession of one’s home, and keeps the IRS from making contact regarding unpaid […]
Getting pulled over in Ohio and getting arrested for an OVI (operating a vehicle while intoxicated) is a serious offense. Even if it is the first time that you have ever been pulled over, you should consult a lawyer for your case. Here are some reasons why you need a lawyer for an OVI in […]
If you have been arrested for an OVI (operating a vehicle while intoxicated), you might not feel like you need a lawyer. After all, many people drink and drive and get away with it. However, you really need to consult a lawyer to help you win your case so that you can have the best […]